Nishanth | Personal Finance Tracker

Select Month:

August 2026

In-Hand Cash Savings & Flow Rate Live Tracked

In-Hand Cash Savings & Monthly Split

In-Hand Cash Savings 💵

₹ 0

Accumulated In-Hand Cash Reserve

Total Spent This Month 0% Spent

₹ 0

Total expenses deducted from pool

Saved This Month 0% Saved

₹ 0

Remaining surplus retained this month

Spent Percentage Saved Percentage

Salary & Inflow Sources for this Month:

Shows live remaining balances after expense deductions

Month Surplus

₹ 0

Available Liquid

Total Month Income

₹ 0

Combined Inflows

Total Month Expense

₹ 0

Tracked Spend

In-Hand Cash Savings

₹ 0

Liquid Cash Reserve

Total Debt

₹ 0

Outstanding Balance

Budget Left

₹ 0

Remaining Cap

Financial Health Evaluation Active

Financial Status: Good

Health Score

85/100

Overall Rating

Estimated Net Worth

₹ 0

(In-Hand Cash Savings + Month Surplus + Money Lent) minus Total Borrowed Debts.

Wealth Trajectory Positive

Income vs Expense Trends

Monthly Cashflow Comparison

Expense by Category

Selected Month Breakdown

Recent Daily Logs

Paid To, Method, Source, and Category

Daily Expense Log & Breakdown

Filter and review expenses separated by salary pot (Nishanth Salary, Wife Salary, etc.).

Filtered Total:

₹ 0

Select view mode to view breakdown or table separately

Select Payment Source Log:

📊 Category & Sub-Category Spending Breakdown

Separate dedicated breakdown of spending by main category and sub-category.

0 Active Categories

Search Keywords

Date	Paid To / Recipient	Category & Subcategory	Payment Method	Payment Source (Deducted From)	Amount (₹)	Notes	Actions
Total Filtered Expenses:	₹ 0

In-Hand Cash Savings, Goals & Spend Tracker

Track every rupee added to In-Hand Cash savings and log every expense spent from it.

Total Savings Added (+ Deposits) 🟢

+ ₹ 0

Total cash deposited across all savings

Total Savings Spent (- Expenses) 🔴

- ₹ 0

Expenses taken & spent from In-Hand Cash

Net In-Hand Available Reserve 💰

₹ 0

Current live In-Hand Cash reserve

💵 In-Hand Cash Category-Wise Spending Breakdown

பிரிவு வாரியாக கையிருப்பு ரொக்கத்திலிருந்து செய்யப்பட்ட செலவுகள் (Food, Rent, Fuel, Groceries, etc.)

Total Cash Spent: ₹0

Date	Type	Goal / Reserve	Paid To / Source	Category	Amount (₹)	Notes / Remarks	Action

Buy Wishlist & Planned Purchases

Plan upcoming purchases with priority ranks and affordability indicators.

Total Wishlist Value:

₹ 0

View:

Priority:

0 High Priority

Planned Wishlist Items

Purchased Items & Bill Receipts Archive (வாங்கிய பொருட்கள் & பில்கள்)

Track purchase ID, date, amount, payment method, and view attached PDF / Image invoices.

Purchase ID	Date	Product / Item	Category	Price Paid (₹)	Payment Source & Mode	Bill / Invoice (பில்)	Notes	Action

Monthly Budgeting & Planned Purchases Current Month

Monthly Category Budgets & Planned Purchases Checklist

Plan monthly essential purchases by target dates, check off once bought, and monitor category spending caps.

Budget Cap:

₹ 0

Total Spent:

₹ 0

Remaining Surplus:

₹ 0

Monthly Planned Purchases Checklist (மாதாந்திர கொள்முதல் பட்டியல் & செக்லிஸ்ட்)

Note down items to buy on specific dates (Provision, Bills, Milk, Gas), then tick them off once bought.

Total Planned Cost

₹ 0

0 items planned

Bought & Paid (வாங்கியவை)

₹ 0

0 items checked off

Pending To Buy (வாங்க வேண்டியவை)

₹ 0

0 items remaining

Checklist Completion

Category Budget Limits vs Actual Spend Chart

Category Monthly Caps & Real-time Progress

Multi-Month Analytics Last 3 Months

Last 3 Months Budget & Spending Comparison (கடந்த 3 மாத ஒப்பீடு)

Comprehensive 3-month side-by-side comparison of income, expenses, category spending trends, and budget health.

Anchor Month: 2026-08

3-Month Income vs Expense Trend Chart (3 மாத நிதி ஒப்பீட்டு வரைபடம்)

Visual comparison of monthly earnings vs monthly spending across the 3 months.

3-Month Trend

📋 Category MoM Variance Matrix Table

Compare actual spending across June, July, and August with month-to-month change percentage.

14 active categories

EXPENSE CATEGORY	JUNE 2026	JULY 2026	AUGUST 2026 (LIVE)	3-MO AVERAGE	MOM VARIANCE (₹)	MOM % CHANGE	TRAJECTORY

Current Month Budget vs Actual Variance (நடப்பு மாத வரம்பு vs செலவு)

Track remaining surplus, utilization percentage, and budget status alerts.

Category	Budget Limit (₹)	Actual Spent (₹)	Variance / Left (₹)	Utilization %	Status	Action

All-Time Financial Ledger Lifetime / All

Lifetime Budget & All-Time Overview (வாழ்நாள் கணக்கு)

Total all-time income and expense breakdown based on payment sources and spending categories.

Total Lifetime Income 💰

₹ 0

All-time earnings across all salary & income pots

Total Lifetime Expenses 💸

₹ 0

All-time combined spend across all categories

Net Lifetime Savings / Surplus 💎

₹ 0

Overall 0% all-time savings rate

Active In-Hand & Reserves 🏦

₹ 0

Current available liquid cash & savings goals

Lifetime Financials Based on Payment Source (Source வாரியாக வாழ்நாள் வருமானம் & செலவு)

Detailed breakdown of total inflow, total expenses spent, and remaining balance for each salary source.

Payment Source (மூலம்)	Total Inflow / Earned (₹)	Total Outflow / Spent (₹)	Current Available Balance (₹)	Expense Share %	Status

Lifetime Expenses Based on Category (Category வாரியாக வாழ்நாள் செலவுகள்)

All-time aggregated expenses per category, percentage contribution, and average monthly expenditure.

Category (பிரிவு)	Lifetime Total Spent (₹)	% of All Spending	Entries	Distribution

Lifetime Category Share

Visual distribution of all-time spending.

Expense Categories

Manage daily expense categories & subcategories.

Incoming Categories

Manage money to receive categories (Hand loan, Rent, Client).

Payment Methods

Manage payment modes (UPI, Cash, Cards, Net Banking).

Profile & Baseline Settings

👨‍💻

Profile Photo & Avatar

Upload a custom image or select an avatar emoji below.

Upload Custom Photo

Or Choose Avatar Emoji

Your Full Name

Profession / Role

Monthly Baseline Income

Target Savings Rate (%)

Currency

Theme & Appearance

Database Connection & Health

Check local database connection, read/write latency & storage size.

Connected

Read/Write Latency < 1ms

Storage Size 0 KB

Total DB Records 0 entries

Engine Status ONLINE

Backup & Restore Data

All financial records and custom categories are saved privately in your browser.

Import JSON Backup

Dashboard & Savings Overview

In-Hand Cash Savings & Monthly Split

Financial Status: Good

Income vs Expense Trends

Expense by Category

Recent Daily Logs

Daily Expense Log & Breakdown

📊 Category & Sub-Category Spending Breakdown

Incoming Receivables & Payment Log Tracker

In-Hand Cash Savings, Goals & Spend Tracker

💵 In-Hand Cash Category-Wise Spending Breakdown

Debt & Loan Manager

Buy Wishlist & Planned Purchases

Planned Wishlist Items

Purchased Items & Bill Receipts Archive (வாங்கிய பொருட்கள் & பில்கள்)

Dream Products & Vision Board

Monthly Category Budgets & Planned Purchases Checklist

Monthly Planned Purchases Checklist (மாதாந்திர கொள்முதல் பட்டியல் & செக்லிஸ்ட்)

Category Budget Limits vs Actual Spend Chart

Category Monthly Caps & Real-time Progress

Last 3 Months Budget & Spending Comparison (கடந்த 3 மாத ஒப்பீடு)

3-Month Income vs Expense Trend Chart (3 மாத நிதி ஒப்பீட்டு வரைபடம்)

📋 Category MoM Variance Matrix Table

Current Month Budget vs Actual Variance (நடப்பு மாத வரம்பு vs செலவு)

Lifetime Budget & All-Time Overview (வாழ்நாள் கணக்கு)

Lifetime Financials Based on Payment Source (Source வாரியாக வாழ்நாள் வருமானம் & செலவு)

Lifetime Expenses Based on Category (Category வாரியாக வாழ்நாள் செலவுகள்)

Lifetime Category Share

Expense Categories

Incoming Categories

Payment Methods

Profile & Baseline Settings

Profile Photo & Avatar

Theme & Appearance

Database Connection & Health

Backup & Restore Data

Nishanth.

Sign In Required

In-Hand Cash Savings & Monthly Split

Financial Status: Good

Income vs Expense Trends

Expense by Category

Recent Daily Logs

Daily Expense Log & Breakdown

📊 Category & Sub-Category Spending Breakdown

Incoming Receivables & Payment Log Tracker

In-Hand Cash Savings, Goals & Spend Tracker

💵 In-Hand Cash Category-Wise Spending Breakdown

Debt & Loan Manager

Buy Wishlist & Planned Purchases

Planned Wishlist Items

Purchased Items & Bill Receipts Archive (வாங்கிய பொருட்கள் & பில்கள்)

Dream Products & Vision Board

Monthly Category Budgets & Planned Purchases Checklist

Monthly Planned Purchases Checklist (மாதாந்திர கொள்முதல் பட்டியல் & செக்லிஸ்ட்)

Category Budget Limits vs Actual Spend Chart

Category Monthly Caps & Real-time Progress

Last 3 Months Budget & Spending Comparison (கடந்த 3 மாத ஒப்பீடு)

3-Month Income vs Expense Trend Chart (3 மாத நிதி ஒப்பீட்டு வரைபடம்)

📋 Category MoM Variance Matrix Table

Current Month Budget vs Actual Variance (நடப்பு மாத வரம்பு vs செலவு)

Lifetime Budget & All-Time Overview (வாழ்நாள் கணக்கு)

Lifetime Financials Based on Payment Source (Source வாரியாக வாழ்நாள் வருமானம் & செலவு)

Lifetime Expenses Based on Category (Category வாரியாக வாழ்நாள் செலவுகள்)

Lifetime Category Share

Expense Categories

Incoming Categories

Payment Methods

Profile & Baseline Settings

Profile Photo & Avatar

Theme & Appearance

Database Connection & Health

Backup & Restore Data

Log Daily Expense / Payment

Edit Daily Log Entry

Add Expense Category

Edit Category

Add Subcategory

Add Payment Method

Rename Payment Method

Manage Incoming Categories

Rename Incoming Category

Add Person / Expected Inflow

Edit Receivable Record

Record Payment Received

Add Follow-up Activity Note

Add Income / Salary Source

Edit / Rename Income

Create In-Hand Cash Goal

Save Money / Add In-Hand Cash

Spend / Withdraw from Savings

Add Debt / Loan Entry

Record Repayment

Add Planned Purchase

Record Purchase & Upload Bill

Bill / Invoice Viewer

Upload / Replace Bill

Add Dream Goal to Vision Board

Add Savings to Dream

Set Monthly Budget Limit

Add Monthly Planned Item

Mark Item as Bought (வாங்கியவை)